Investments

Cathedral Financial Consultants Limited, advising clients since 2003.

Your best investment
is in expert advice.

Take control of your money and your future, today.

Start your journey, with us

Your best investment
is in expert advice.

Take control of your money and your future, today.

Start your journey, with us

Investing in your future

Investing in Ireland, as well as internationally, has changed beyond recognition in recent years. Here at Cathedral, we are acutely aware that you need a steady hand to guide you through the stormy seas which can exist in global investment markets. Our investment professionals are experts in the field and can select from the entire market to find the optimal investment strategy for you.

Whether you require capital security, market leading deposits, regular income investments or investments offering above average growth potential, Cathedral’s investment professionals will work with you to ensure the right strategy for you is implemented. Contact one of our professionals today to discuss your situation and design a plan for you

What we do

We start by assessing your investment needs. These might involve establishing a consistent savings strategy or allocating a lump sum for investment purposes. Whether you possess a substantial sum primed for investment or more modest amounts with growth potential in mind, we cater to diverse scenarios. Our repertoire includes options spanning from savings and deposit accounts to market-invested funds and bonds.

We consider the timeframe within which you intend to invest. This duration can span either the short term, where you might be seeking swift returns on your funds, or the long term, often tied to objectives like retirement planning which requires extended savings horizons. Alternatively, you might have a distinct time frame in mind to accomplish specific financial objectives. These could encompass milestones such as saving for a wedding or contributing to a child’s higher education.

We evaluate your comfort level regarding the balance of risk and potential reward. Investments that offer the possibility of higher returns often come with increased risk, and it’s important to recognise that certain investments might lead to both growth and reduction in your capital. The future performance of investments hinges on various variables, and while relying on a reliable investment guide enhances the growth potential of your portfolio, it’s crucial to acknowledge the likelihood of value fluctuations.

We then proceed to align your specific needs with the complete spectrum of prominent investment managers and product offerings accessible within the Irish market. Leveraging our proficiency, insider insights, and rigorous research, we meticulously pair our clients with the optimal financial solutions tailored to their distinct requirements.

What we do

We assess your investment needs, which encompass a wide range of possibilities. These needs might involve establishing a consistent savings strategy or allocating a lump sum for investment purposes. Whether you possess a substantial sum primed for investment or more modest amounts with growth potential in mind, we cater to diverse scenarios. Our repertoire includes options spanning from savings and deposit accounts to market-invested funds and bonds.
We consider the timeframe within which you intend to invest. This duration can span either the short term, where you might be seeking swift returns on your funds, or the long term, often tied to objectives like retirement planning which requires extended savings horizons. Alternatively, you might have a distinct time frame in mind to accomplish specific financial objectives. These could encompass milestones such as saving for a wedding or contributing to a child’s higher education.

Our Services

Financial Planning

Whatever your goal, take control. Cathedral can help you secure the financial future you desire.

Whether it's saving for a mortgage, protection against the unknown, or investing in your future, our team of advisors are here to help.

Life, Critical Illness & Income Protection

Life insurance pays out on the policyholder’s death.

Critical illness cover & Income protection offers financial protection in the event of a serious illness or injury.

Pension Planning

Take control of your pension and ensure you're on track to achieving your retirement goals.

At Cathedral, our experienced team advisors will review the market to find the best pension plans for you.

Employer & Employee Benefits

Protection for business owners and key personnel, in the event of death, serious illness.

Retirement plans, death in service & income protection for employees.

Savings & Investments

Whether it's saving for a first home, second home, education or investing for your future, Cathedral are here to help advise on risk management, funds that meet your needs and investment strategies.

Inheritance Planning

Whether you're receiving an estate or leaving one, there's tax considerations to take into account.

At Cathedral, we advise on estate planning to ensure no ambiguity and best methods for either scenario.

Frequently Asked Questions

We’ve put together the following simple answers to questions frequently thought, but rarely asked, about professional financial advice.

Do I need a financial advisor?

If you’re facing a big decision on which a lot of money depends, advice can be invaluable.

Things like setting up a pension, buying a home or planning for retirement may be rare or even one-off events, so you will probably have very little experience on which to base these crucial choices.

And though you may seek guidance from friends and family, or online, neither of those can give you as much confidence as unbiased advice from an experienced professional.

How can a financial advisor help me?

A financial adviser will do much more than simply tell you where to put your money.

The whole point of advice is to make your money work for you and help you achieve your goals in life.

So a good adviser will look at your circumstances as a whole, from your current situation to your medium and long-term future, to help you decide upon the best action to take.

For example, if you want advice on how to access your pension, your adviser will first take time to discuss your plans for retirement, and so assess your changing income needs over time. Only then will they start to recommend strategies and products.

Last but not least, an independent or whole-of-market financial adviser can find the most suitable products for you from all that are available.

They will also ensure that the chosen product is the best possible fit for your particular circumstances.

Can I afford a financial advisor?

Cathedral Financial firmly believe that financial planning is everyone.

Our aim is to ensure that our knowledge is within reach and our charges remain open and comprehensible for every client we serve.

We maintain complete transparency about our remuneration structure, guiding each phase of the process steadily.

Our initial interaction with every client is a cost-free discussion, enabling us to evaluate the scope of our assistance and provide a comprehensive overview of potential expenses and fees related to our services.

When should I contact a financial advisor?

There are many occasions in life where advice can make a big difference – some more obvious than others.

Most people who contact an adviser do so when facing one or more of these decisions.

- Starting a pension
- Saving for / buying a home
- Investing
- Marriage / starting a family
- Making a significant career change
- Starting or running a business
- Planning ahead for retirement
- Taking an income in retirement
- Planning life after retirement

Other reasons for seeking financial advice may include moving abroad, getting divorced, arranging for yourself or a relative to go into long-term care, or any situation in which you may need to take out a financial product, such as a mortgage, insurance, or a pension arrangement.

What qualifications do financial advisor have?

In Ireland, financial advisors are subject to effective regulation, providing assurance that the expertise you receive is dependable. When choosing your financial service providers, it's important to consider different levels of financial qualification.

The baseline requirement for an in-person financial advisor is the Qualified Financial Advisor (QFA) qualification. Additionally, financial advisors might have pursued additional training, like the Specialist Investment Advisor (SIA) qualification or the Certified Financial Planner (CFP) qualification.

Adherence to standards set by The Central Bank mandates that all financial advisors continually engage in professional development. This practice guarantees the relevance of their advice and the currency of their knowledge.